Fixed Income Portfolio Analysis
Wealth preservation has traditionally been the primary portfolio goal for most investors. As such, fixed income frequently accounts for a significant portion of many clients’ overall asset allocation.
An expanding fixed income marketplace offers investors a variety of new tax-exempt and taxable fixed income choices. This marks a dramatic shift from the plain-vanilla instruments available more than a decade ago. Ironically, these choices, as well as the size and volatility of the bond markets, make it difficult for many investors to keep pace. SCM has the tools necessary to manage or assist clients in managing their fixed income assets.
Structuring fixed income portfolios requires a lot more than just choosing intermediate- or long-duration bonds and holding them to maturity. Portfolios must be resilient in response to changes in the marketplace. For example:
Changes in the marketplace are not the only factors that can change; your personal circumstances may have changed as well. Our team can also help you restructure your holdings if you:
Determining how each of these factors impacts your fixed income portfolio may take more time and expertise than you are able to give. Our goal is to understand you as an investor, then create a portfolio strategy that offers the best match between your needs and the current market environment.
We perform our Fixed Income Portfolio Analysis at the start of the process, detailing your fixed income holdings in a clear, concise report, including:
An expanding fixed income marketplace offers investors a variety of new tax-exempt and taxable fixed income choices. This marks a dramatic shift from the plain-vanilla instruments available more than a decade ago. Ironically, these choices, as well as the size and volatility of the bond markets, make it difficult for many investors to keep pace. SCM has the tools necessary to manage or assist clients in managing their fixed income assets.
Structuring fixed income portfolios requires a lot more than just choosing intermediate- or long-duration bonds and holding them to maturity. Portfolios must be resilient in response to changes in the marketplace. For example:
- Dramatic interest rate fluctuation
- Massive bond calls
- An erratic credit environment
- New federal tax laws
- Heightened market volatility
Changes in the marketplace are not the only factors that can change; your personal circumstances may have changed as well. Our team can also help you restructure your holdings if you:
- Change your career
- Sell your business
- Are involved in mergers, refinancing, or acquisitions
- Change your state of residence
- Change you investment objectives
- Reallocate assets and shift funds
Determining how each of these factors impacts your fixed income portfolio may take more time and expertise than you are able to give. Our goal is to understand you as an investor, then create a portfolio strategy that offers the best match between your needs and the current market environment.
We perform our Fixed Income Portfolio Analysis at the start of the process, detailing your fixed income holdings in a clear, concise report, including:
- Security detail – credit rating, call and other features, unrealized gain/loss
- Maturity distribution
- Effective and modified duration distribution
- Credit distribution
- Asset allocation and sector distribution
- Monthly cash flow
Stifel Capital Management does not provide tax advice. You should consult your tax advisor regarding your particular situation. Asset allocation does not ensure a profit or protect against loss.